Senior Vice President, Investments

Managing Director



Sandy Family has consistently parlayed hard work and “gut feeling” in an effort to advance his clients towards their goals.

He earned his Bachelor of Arts degree from the State University of New York at Buffalo with a combined major in Business and Psychology.  Additionally, he has taken courses at Union College in pursuit of an M.B.A. degree.  Professionally he met the difficult standards and earned the CERTIFIED FINANCIAL PLANNERTM certification. (1987)

Sandy focuses a large portion of his efforts on municipal bond research and strategies. His high degree of professionalism has earned him fifteen years of membership on the John Nuveen & Co., Inc. Advisory Council.  As a member of this council he acquires additional information and research, which assists him in recommending and selecting municipal bonds for his clients. 

His knowledge of investment planning is enhanced through membership in the Financial Planning Association and the Estate Planning Council of Eastern New York.

Sandy believes that you must return a portion of your success to the community, which enables that success.  Professionally he aids thousands of listeners everyday and weekends as host of WGDJ-Talk 1300 AM’s Investment Show.  His focus on college funding planning and financial aid assistance is regularly sought, and he is a frequent lecturer at local high schools and colleges.

Sandy has made frequent appearances as a financial guest on local NBC, ABC, and CBS affiliates, and has made many contributions of articles to the Capital District Business Review. 

Sandy also has volunteered his time on the Board of Directors of the Schenectady Jewish Community Center, The American Lung Association’s Mohawk Chapter, and The Southern Saratoga YMCA.



Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.


In life, it’s important to find a financial planner you trust to provide sound, unbiased advice and professional services. Being CFP® certified means someone has voluntarily taken the extra steps needed to provide the highest possible standard of financial planning to those they serve. To become a CERTIFIED FINANCIAL PLANNER™ professional one must pass the comprehensive CFP® Certification Exam, have a minimum of three years’ professional experience in financial planning process and must be approved by the CFP Board, which involves an extensive background check – including an ethics, character and criminal check. To maintain certification, CFP® license holders must complete 30 hours of continuing education accepted by the CFP Board every two years.

How does working with a CFP® certified advisor benefit you? CERTIFIED FINANCIAL PLANNER™ professionals are held to the utmost standards of ethics and professional responsibility, which prepares them for a career-long commitment to provide truly personalized services to meet your needs; all while maintaining high levels of financial planning and professionalism. CFP® professionals maintain their professional edge through ongoing education and training in addition to the rigorous requirements to represent a high level of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when working with you.